Budget Mastery Workbook

Budget Mastery Workbook

GH₵ 120.00

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The Budget Mastery Workbook

Transform your financial habits with our comprehensive 90-day budgeting system specifically designed for Ghanaian income patterns and spending habits. This workbook walks you through establishing a budget that works with local economic conditions, not against them.

The Budget Mastery Workbook addresses unique Ghanaian financial challenges like managing family obligations, planning around irregular income streams, and navigating seasonal expenses. With dedicated sections for tracking mobile money transactions and cash-based spending, this workbook provides a complete system for financial tracking regardless of how you handle your money.

Perfect for beginners and those who have struggled with generic budgeting advice that doesn't account for Ghana's economic realities. By the end of the 90-day program, you'll have established sustainable habits and created a personalized budgeting system that works for your specific financial situation.

Key Features

  • 90-Day Progressive System: Start with basic habits and gradually build to advanced financial management
  • Weekly Expense Trackers: Dedicated pages for daily spending with mobile money and cash transaction sections
  • Income Management Templates: Tools for both regular salaries and irregular/seasonal income
  • Savings Goal Framework: Structured approach to building emergency funds and long-term savings
  • Debt Reduction Strategy: Ghana-specific methods for managing and reducing various types of debt
  • Financial Calendar: Plan for seasonal expenses, family obligations, and irregular income periods
  • Success Metrics: Track your progress with visual charts and milestone celebrations
  • Reference Guides: Quick-access information on common Ghanaian financial terms and considerations

Specifications

  • Format: Spiral-bound workbook
  • Pages: 200 pages
  • Dimensions: 21cm x 29.7cm (A4)
  • Paper Quality: 100gsm, acid-free paper
  • Cover: Durable 300gsm laminated card stock
  • Binding: Twin-wire spiral binding allows pages to lay flat
  • Extras: Includes 4 tabbed dividers and 2 plastic pocket folders
  • Language: English with key Twi and Ga financial terms included

Customer Reviews

4.8
Based on 47 reviews

Changed my financial life

By Kofi A. - March 15, 2024

As a teacher with an irregular payment schedule, I've always struggled with budgeting. This workbook finally gave me a system that works with my reality, not against it. The sections for tracking mobile money have been especially helpful.

Perfect for Ghanaian financial realities

By Ama D. - February 3, 2024

This workbook understands the Ghanaian context. The family obligation planning section helped me balance supporting extended family while still saving for myself. I've tried many budget tools but this is the first one that acknowledges our unique financial culture.

Solid workbook but could use more digital integration

By Kwame O. - January 20, 2024

The content and structure are excellent, especially for tracking cash-based transactions. I wish there was a companion app or spreadsheet templates included for those of us who prefer digital tracking alongside the physical workbook. Still, it's been very helpful for getting my finances in order.

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